Managing Your Personal Finances

The daily financial chore of managing your personal finances can be a drudgery that keeps you from the more rewarding endeavors of life. We can help you with comprehensive cash flow management services that protect your financial well-being without taking away your control.

Our goal is to help ensure you live well without outliving your money. Through our roster of cash management services, we provide clients with whatever level of financial management support they need, such as:

• Creating and managing your family budget so you can enjoy life without the day-to-day headaches of paying bills and balancing accounts.

• Creating a workable budget for major acquisitions or financial goals, such as financing a child's college education, purchasing a second home, taking a once-in-a-lifetime vacation, making a major investment, retirement planning, and other expenditures.

• Reporting and record keeping for such important tasks as your annual tax filings.

For clients facing unexpected financial challenges, we can also be of service with:

• Analysis and assistance with refinancing and debt consolidation

• Debt negotiation with creditors

• Interest rate risk management

Because we have a complete picture of your goals, we ensure that any major changes in your overall financial health or family circumstances are accurately reflected, as needed, in your other wealth management strategies. And we're committed to working closely with your other professional advisors — such as your attorney and CPA — to ensure your cash management fits seamlessly into your overall financial picture.